Find us on Linkedin

Questions? Click here to contact us!

Banner investment training

Click the link to get more information about the investment training program!

Banner survey

Scan the QR codes and take 15 minutes to fill out our anonymous survey! We are also looking for volunteers, influencers and community ambassadors in Belgium for the O-REMIT project! You have some time in the following months and you want to help spreading the survey on remittances to diaspora members in Belgium? Contact us for more info:


O-REMIT Project

Belgium sent €6.4 billion in remittances in 2020, making it one of the top sending countries in Europe. The O-REMIT project by the International Organization for Migration will use data from various sources to analyze transaction costs and aim for a threshold below 3%. This will provide insights on cost-efficient remittance options and help the diaspora in Belgium make meaningful investments in their home country.

Three streams will be implemented:

stream1Stream 1: Understand the remittance flows and behaviour of diaspora in Belgium.

IOM will analyse remittance streams from Belgium and the top 20 recipient countries, including Belgium's partner nations. Results will be shared publicly to provide insights on remittance trends and progress towards the 3% cost threshold. IOM will also conduct survey research and focus groups with diaspora members from Belgium's partner countries to understand their remittance behaviour and share the results with policymakers for evidence-based policy-making.

stream2Stream 2: Raise awareness on remit options.

A campaign with diaspora organizations will increase awareness of remittance options and factors that affect remittance behaviour. Workshops will be held for remitters and receivers from selected corridors to educate them on cost-effective remittance options.

stream3Stream 3: Support turning remittances and savings into investments.

A strategy will be developed with Zidicircle and OVO to attract potential diaspora investors, and workshops will be offered to first-time investors. Diaspora investors will be connected with small and medium-sized enterprises (SMEs) in DRC, Morocco, and Senegal, and supported throughout their investment journey.


According to data of the National Bank of Belgium (NBB), the five biggest formal remittance corridors from Belgium in 2019 were Morocco, Turkey, Romania, The Philippines, and DR Congo. These five countries received a combined total of €459.796.965, or more than half of the total amount of remittances (€870.370.913) sent from Belgium in 2019 as recorded by the NBB.



timeline whole     





Belgium partner

The Belgian government is the sponsor for the O-REMIT project, with as goal to create a more meaningful insight on the remittance flows and the different forms under which remittances leave Belgium.



OVO strengthens sustainable entrepreneurship in Africa. They select, guide, finance and monitor African businesses and organizations to help them achieve their goals.


The NBB is the prudential supervisor of the Belgian financial sector and functions as the central bank. Moreover, NBB provides data sources and meaningful insights on banking behaviour in Belgium.


Zidi leverages on the knowledge and resources of the diaspora and in-country resources to bridge both the capacity and funding gap for diaspora’s and Africa’s small and medium enterprises.




According to data of KNOMAD; Morocco received about 8 % of the GDP in inward remittances.


Democratic Republic of Congo (DRC)

According to data of KNOMAD; DRC received about 2.6 % of the GDP in inward remittances.



According to data of KNOMAD; Senegal received about 9.8 % of the GDP in inward remittances.


Meet the team

Dorien Deketele

Dorien profile

Ariana Naser

Ariana bio

Krystel Sil Sikana

Krystel profile